Maximizing rebates for payday is something that requires a good strategy and understanding of your expenses and how Arena Plus works. I have been using Arena Plus for a while, so I have some personal insights that might help you too.
First, budgeting is crucial. You can't maximize something if you're not aware of what's coming in and going out. Always keep an eye on your monthly expenses. This might include utilities, groceries, and any personal subscriptions you have. The rebate percentages usually vary, sometimes starting at 5% and going up depending on your expenditure. If last month’s expenses totaled around PHP 15,000, getting even a 5% rebate means you save PHP 750. It may not sound much, but over a year, that’s PHP 9,000, which could cover the cost of a family outing or a couple of months of internet bills.
Stay updated with promotional events. Arena Plus often partners with different companies to offer better rebates or special promotions. For example, during the last holiday season, there was a campaign where shopping above PHP 5,000 in partner establishments earned double rebates. I once synced my purchase of a smartphone, priced at PHP 25,000, during such an event and received PHP 2,500 back, which I surely wouldn’t have gotten otherwise. These special promotions can significantly increase your return, often seeing twice or thrice the normal benefits as long as you stay informed.
Then, there are planned and smart purchases. Never make purchases just to receive rebates. That’s like trying to save by spending more, which has never made sense. Instead, align your rebates with your needs. Arena Plus can be an excellent way to save on essential purchases. Last year, during back-to-school season, I used rebates to buy my kids’ school supplies, which helped offset the cost substantially. Similarly, if you know there’s a birthday or anniversary coming up, it might be smart to purchase gifts during a rebate period.
Another point to note is Arena Plus's user-friendly mobile experience. With the arenaplus app, tracking your rebates and understanding where you can get the most out of your expenses becomes straightforward. You get real-time updates on new offers and it notifies you of any changes in policy or special events that offer better rebates. Efficiency in tracking your savings can make a significant difference.
Also, prioritize your needs over wants. It’s a simple concept but hard to follow. If you’re someone who juggles several financial responsibilities, knowing when to take advantage of rebates is crucial. Use the savings for future needs or emergencies. For example, I’ve put my rebate savings towards an emergency fund. Given that the typical Filipino household must prepare for unforeseen events, having an emergency fund supplemented by your savings becomes practical.
Lastly, Moonlighting or side gigs combined with the benefits of Arena Plus can amplify your overall savings. If you freelance or have an additional source of income, channel this towards purchases that will grant bigger rebates. This is an efficient way to let your extra income work double time. Last quarter, I put aside earnings from freelance writing jobs to fund home improvement purchases totaling PHP 30,000, during which I earned a rebate of 8%, which resulted in a neat PHP 2,400 back.
Remember, the true power of rebates lies in how you utilize them in balance with your life’s essentials. Letbit allow you to save significantly without altering your lifestyle drastically or, worse, irresponsibly spending. Keep track, stay informed, and use Arena Plus smartly, it can indeed be a game-changer in how you handle your finances month to month.